Tipsie
No app, no QR, no cash

The tap that says thank you.

Tipsie turns appreciation into income, instantly. A customer taps their phone against a service worker’s Tipsie wristband, chooses an amount, and the tip is on its way to that worker’s mobile money account. Nothing to download, nothing to scan, no cash to carry, count, or lose.

3 sec
tap to tip
0
apps to install
100%
attributed to a person
The Tipsie NFC wristband, with a tap pad on the face
KES 200KES 100KES 500

Built for every service worker who shows up and delivers.

Every day, the people who make a service experience genuinely good, a waiter who remembers your order, a driver who gets you there safely, a therapist who actually listens, are tipped in whatever cash a customer happens to have on them, which is increasingly nothing.

This isn’t a payments feature bolted onto a POS. It isn’t a QR code taped to a till. Tipsie is a purpose-built layer for exactly one job: turning a moment of genuine appreciation into money in a worker’s pocket, in seconds, without anyone reaching for cash.

For service businesses

Happier, better-retained staff without touching your existing payment systems.

For service workers

Income that reflects the effort you actually put in, visible, timely, and yours alone.

For customers

Finally say “great job” without being limited by whatever change is in your wallet.

The state of tipping

Most tipping platforms lead with features. The more convincing story is what’s actually happening to tipping.

$1.4T
moved by mobile money across Africa in 2025

Up ~27% in a single year. The money is already digital.

~3 in 4
of all mobile money transactions worldwide happen in Africa

The most digitally fluent payment culture on earth, still asked to tip in cash.

~7 in 10
online carts are abandoned when friction gets in the way

Every extra step measurably drops completion. A QR code is a step.

more likely to quit when workers do not feel recognised

Recognition is one of the few levers that keeps good people around.

The money is already digital. Friction is what kills good intentions before they become a tip. Guilt-based prompting is wearing customers out. And recognition, real, timely, attributable recognition, is one of the few levers that actually keeps good service workers around. Tipsie is built at the exact intersection of all four.

How it works

Three seconds, three sides, one tap.

1
For customers
  1. Tap your phone on a Tipsie wristband
  2. Pick an amount
  3. Confirm with mobile money

Done in seconds, nothing to install.

2
For service workers
  1. Get set up on Tipsie
  2. Receive your wristband
  3. Earn tips straight to your own account

Separate, private, and yours.

Register as a service worker
3
For businesses
  1. Bring Tipsie to your venue
  2. Give every customer-facing team member a wristband
  3. Keep your POS and payroll exactly as they are

Frictionless recognition, no systems to rip out.

Register your venue

Anywhere a customer wants to say “you did a great job” to a specific person, Tipsie should be the way they do it.

WaitstaffBaristasHotel housekeepingConciergeBartendersDriversTour guidesMassage therapistsHair stylistsBarbersNail techniciansValetsPortersDelivery ridersSpa teamsTutorsCar washersSecurity teamsEvent crewChefsWaitstaffBaristasHotel housekeepingConciergeBartendersDriversTour guidesMassage therapistsHair stylistsBarbersNail techniciansValetsPortersDelivery ridersSpa teamsTutorsCar washersSecurity teamsEvent crewChefs
How we build

Four rules we don’t bend.

Tipsie removes friction at the exact moment a customer’s goodwill is highest and most fragile, and every extra step is a chance for that impulse to fade.

01

Tap first, features second

Every design decision starts from the three seconds a customer has to decide whether to tip. If a feature adds a step to that moment, it does not ship without a very good reason.

02

Attribution without bureaucracy

Every tip is traceable to the person who earned it, not because anyone is distrusted, but because clear attribution is what makes recognition actually feel like recognition.

03

Built for real payment realities

Mobile-money-first, designed for the rails people actually use where they live, not a card-first Western assumption ported into a new market.

04

Simple for a guest, deep for an enterprise

A tourist tipping once and a hotel group managing hundreds of staff should both find the experience effortless.

Our journey

From a gap we kept noticing to a tap that closes it.

  1. 1

    The observation

    Service workers were being tipped in cash that customers had stopped carrying. Goodwill was arriving with nowhere to go.

  2. 2

    The first tap

    We built the shortest possible path between appreciation and income: one tap, one amount, one confirmation. No app, no QR.

  3. 3

    Founding partners

    Tipsie went live with venues that let us test the model against real shifts, real crowds, and real payout days.

  4. 4

    What’s next

    Expanding across hospitality, transport and personal care, and to every role where someone deserves to be thanked by name.

FAQ

Questions worth answering plainly.

Ask us something else
Do customers need to download an app to leave a tip?

No. The customer’s side opens instantly in their phone’s browser the moment they tap, nothing to install, nothing to configure.

Does a business need to change its POS or payroll to use Tipsie?

No. Tipsie runs alongside what you already use, it does not touch your existing till, POS, or payroll setup.

Can a manager see how much a specific staff member earned in tips?

No. Merchant-facing reporting is aggregated: total tipping activity, trends, and volume, not individual earnings. Those stay private to the worker.

How do service workers get paid?

Tips are paid out to a worker’s own mobile money account, kept separate from any pooled or shared funds unless a business specifically sets up pooling for back-of-house roles.

Is Tipsie only for restaurants and hotels?

No. Hospitality is where we are strongest today, but Tipsie works for any customer-facing service role: transport, personal care, tutoring, one-off skilled work, and fundraising, among others.

Is Tipsie secure?

Yes. Tipsie never stores payment PINs or private authentication credentials, and all payments run through secure, established provider integrations.

How much does it cost?

A straightforward, transparent commission applies on tips at payout, with no cut taken from the merchant side of the gratuity. Full current pricing is shared when you sign up.

Where is Tipsie available?

Tipsie is live with founding partners today and actively expanding. Tell us where you are and we will confirm availability in your area.

Get started

Join the service workers and businesses on Tipsie.

Live where we’ve launched? Register now and you can be taking tips today. Not yet? Join the waitlist and we’ll come to you.

Register as a venue

Restaurants, hotels, spas, fleets and any team with customer-facing staff. Keep your POS and payroll exactly as they are.

Create a venue accountmerchant.micropay.ke

Register as a service provider

Waitstaff, drivers, therapists, stylists and anyone tipped by name. Free to register, tips land in your own mobile money account.

Create your accountmy.micropay.ke
Not live near you yet?

Join the waitlist.

Tell us where you are and what you do. We open new areas based on who’s waiting, and venues and workers in the same place get prioritised together.

  • First invite when we open in your area
  • Founding partners help shape the rollout
  • No spam, and nothing to pay

We’ll only email you about getting Tipsie where you are.

Customers

Look for a Tipsie wristband. Tap. Tip. Done.

Already registered?

Sign in to your venue or worker portal.

Sign in →
Partners & investors

Let’s talk about where this goes next.

Start →